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United States > Iowa > Black Hawk > Waterloo

Waterloo Iowa Housing Market Overview

The Waterloo, Iowa real estate market continues to show strong activity in 2025, with homes maintaining competitive prices and relatively quick sales. The median sale price currently stands at $152,000, representing a 4.5% increase from the previous year. Current market indicators show that homes are spending an average of 13 days on the market, and our network of buyers can often close in as few as 7 to 10 days, significantly reducing the typical closing timeframe. The sale-to-list price ratio is 95.3%, suggesting that buyers are negotiating effectively, which reflects the active and robust nature of the local market. Additionally, 28.2% of properties still sell above their asking price, indicating sustained demand. With a market competition score of 83, Waterloo maintains its competitive market status, despite a 2.5% decrease in total homes sold compared to last year. For homeowners looking to sell quickly, understanding these market dynamics is crucial, especially given that 63.2% of homes sold under their list price in 2023. This statistic underscores the importance of strategic pricing and timing in achieving a successful sale, particularly in a marketplace characterized by rapid changes.

Why now is a good time to sell your property in Waterloo Iowa

In the heart of Black Hawk County, Owner Advocate connects sellers with qualified buyers throughout Waterloo’s diverse neighborhoods. Our local focus spans all five zip codes (50701-50704, 50707), including various property types from single-family homes to multi-family units. With the local market showing a median price of $152,000 and most homes selling below list price, we provide straightforward solutions tailored specifically to Waterloo sellers. Our process eliminates traditional barriers — no repairs, inspections, or appraisals required. We understand the unique characteristics of Waterloo real estate, allowing us to facilitate fair cash offers based on current market conditions.

Experience a Better Way to Sell Your Waterloo Home

Benefits of Owner Advocate

Benefits of Owner Advocate

In Waterloo’s current market, where the median price is $152,000 and most homes sell below list price, our network of buyers offers both certainty and speed. Skip the hassle of staging, showings, and uncertain buyer financing. Whether you’re in Cedar Falls, Cedar Rapids, or anywhere in Black Hawk County, receive a fair cash offer with no obligation.
The process includes an initial consultation where you share your situation and timeline, followed by a property evaluation to assess homes in any condition. You will then receive a cash offer within 72 hours, followed by a closing in as few as 10 days. With 63% of homes selling below list price, our streamlined process offers an effective alternative to traditional methods. We handle all paperwork and closing costs, ensuring that your selling experience is as seamless as possible. Our service covers all Waterloo neighborhoods across the 50701-50707 zip codes, providing comprehensive coverage for sellers throughout the region.
$152,000
Median Sale Price
95.3%
List Price to Sale Price Ratio
13
Median Days on Market
$111
Price Per Square Foot
28.2%
Percent of Sales Over List Price
78
Number of Homes Sold (Month)
(Metrics from Redfin)
How does this data help me?
The Owner Advocate displays market data by showing market changes in locations across the USA
City Map
Waterloo Key Takeaways
Median Sale Price:
$152,000
Waterloo housing market is changing
$152,000
The average home value is $152,000 and goes to pending in around 13 days.
13
Average Days on Market
on average for MLS listed homes
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Why now is a good time to sell your property in Waterloo Iowa?

Life can present unexpected challenges that require quick decisions about your property. Whether you’re facing a job transfer, managing an inherited property, or dealing with financial pressures, a fast sale might be your best solution. In today’s Waterloo market, having an alternative to traditional listings can make a significant difference. Common situations prompting a fast sale include job relocations requiring immediate moves, divorce settlements needing rapid property division, inherited properties that come with unexpected costs, financial challenges such as foreclosure prevention, and time-sensitive opportunities in other markets. With Waterloo’s median home price at $152,000 and most homes selling below list price, having a quick sale option provides essential flexibility. Our experience throughout Black Hawk County demonstrates that eliminating repair requirements, commissions, and lengthy waiting periods offers welcome relief during challenging transitions, enabling sellers to move forward more confidently.

Frequently Asked Questions About Selling Your Waterloo Home

Q: How quickly can you close on my house in Waterloo?

A: We typically close within 10 days after offer acceptance. You’ll receive your cash offer within 72 hours of our property assessment, with flexible closing dates to match your schedule.

Q: Do you buy homes in as-is condition?

A: Yes, we purchase Waterloo homes in any condition — no repairs, cleaning, or improvements needed. This saves you both time and money in the selling process.

Q: Are there any fees or commissions?

A: None. We cover all closing costs, and there are no realtor commissions. With Waterloo’s median home price at $152,000, this can save you thousands in traditional selling fees.

Q: What types of properties do you buy?

A: We purchase all residential properties in Waterloo and surrounding areas, including single-family homes, condos, duplexes, townhouses, and multi-family units. Whether occupied or vacant, we’re interested in making you a fair and competitive offer.

Q: How does your process work?

A: Contact us with your property details, receive a cash offer within 72 hours, and close on your schedule — usually within 10 days. We serve all Waterloo zip codes and handle all necessary paperwork efficiently.

Q: Do you buy houses in other locations in Iowa?

A: Yes, we buy houses throughout Iowa, including Cedar Rapids, Clinton, Davenport, and Des Moines.

Get Top Dollar for your Home

Ready to sell your Waterloo home fast? Skip the traditional selling process and get your cash offer within 72 hours. Owner Advocate provides guaranteed closings in as little as 10 days — with no repairs, no commissions, and no hassles.

Why Choose Us:
  • Local Black Hawk County professionals
  • Cash offers within 72 hours
  • Close in 10 days
  • No repairs or fees
  • Any condition, any situation

With Waterloo’s market shifting and 63% of homes selling below list price, our guaranteed cash offer provides the certainty you need to make informed decisions. Contact us today to start your fast, stress-free home sale.
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